investing

Two Simple Steps for Investing

“She considers a field and buys it; From her earnings she plants a vineyard.” Proverbs 31:16

As women, we are always thinking of how we can grow the money we have. Whether we are looking to coupon to use less than we have at our disposal or putting what we haven’t used into our savings account, we women are resourceful at taking what we have and doing our best to grow it.

Someone else who was good at investing what she had was the woman in Proverbs 31. I couldn’t help but notice the two steps she took in making her money grow. (Note: I am not a professional investor. These are just two observations I have made from reading this passage. Any financial actions taken by the reader are done at their own risk.)

  1. Think through an investment before purchasing
  2. Take the earnings and invest them

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Think through an investment before purchasing

Before her purchase, she considers it well. Her decision is not made on impulse. It isn’t done because of a knee-jerk reaction. Her decision has been thought through with reason and logic. She considers all aspects of the purchase.

What is the cost?
Is the return worth the investment?
How much effort on her end will need to be put into this investment?
Does she have the time to put into this investment?
Does she have the know how to enter into this investment?
In addition to the know how, does she have the ability?

take the earnings and invest them

She doesn’t take her initial profit to spend it on a night on the town or a new wardrobe, instead she looks for ways to use her profit to put it back into her investment. She looks for ways to put her profit where it can increase over time. Notice, she plants a vineyard. It will take time to grow the grape vines, for the fruit to ripen, pick the fruit, and either sell them or turn them into another substance for sale.

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Our investment doesn’t have to be a field. There are so many ways to invest the resources God has given to us. Think of what you have at your disposal. How can you take that and invest it?

One young mom I know, who I’ve mentioned before, has taken her ability to sew and uses that ability to provide a supplementary income allowing her to stay home with her little girl.

One of my favorite women to follow on Facebook is Rachel Cruz. She is a woman who not only teaches other how to get out of debt, but how to wisely invest their resources. She has several books which will help you learn to consider your purchases and how to use your money well. I will be sharing more about these books in my upcoming 2018 Book List post.

This week, memorize Proverbs 31:16 and may it guide you as you plan your budget for the new year.

You can read the other posts in this series here.

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Till Death Do Us Part | Proverbs 31 Series

“She brings him good, not harm, all the days of her life.” Proverbs 31:12

You’ve heard them, or you’ve said them yourself…

“I, ___, take thee, ___, to be my wedded husband/wife, to have and to hold, from this day forward, for better, for worse, for richer, for poorer, in sickness and in health, to love and to cherish, till death do us part, according to God’s holy ordinance; and thereto I pledge thee my faith.”

When we say them, we truly mean each and every word, and we secretly pledge together to show the world that our love will withstand the tests of time, money, and life in general.

And then life hits.

Real life hits.

Bills come due. That part of his personality you originally fell in love with and thought was charming now irks you to no end. One of you becomes ill- physically or in another manner. You miss your freedom. Children join your family and, because of the natural order of things, add to your stress financially, physically, and emotionally. (This list does not include infidelity, which would necessitate the use of a good, professional biblical counselor and the advice of a well loved and trusted pastor. Please don’t try to tackle this issue on your own.) 

We are faced with two choices: continue to love and cherish and honor the man God has given you, or don’t.

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Bring him good

Wives, submit yourselves unto your own husbands, as unto the Lord. Ephesians 5:22     Husbands, love your wives, even as Christ also loved the church, and gave himself for it. Ephesians 5:25

Our Creator so wisely added into Ephesians the best way for women and men to demonstrate love and respect to each other, so we could better serve each other. As women we tend to equate love with what our men are willing to do for us- that date night he went out of his way to plan, bringing home your favorite flavored coffee creamer (or that might just be me!), or sending flowers to our place of work. Men see love differently. They view love as being respected.

(Remember, my purpose here is to encourage women. Dennis Rainey at Family Life has a wonderful article titled 30 Ways to Love Your Wife.)

Respect

Another phrase we hear repeatedly is, “Respect in not given, it’s earned.”

Yet, God has a different approach to that phrase. Ephesians 5:33 says, “Nevertheless let every one of you in particular so love his wife even as himself; and the wife see that she reverence her husband.”

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God tells husbands to love their wives the way they love and care for themselves, and He tells wives to respect their husbands. 

What does that look like in practical terms? This is my short list.

  • Thank him for working to support your family.
  • Teach your children to appreciate him for all that he does for your family.
  • Thank him for taking you out to eat.
  • If you are both full-time workers, thank him for being on your team and for sharing the responsibilities in your home.
  • Don’t ridicule or make fun of him… especially in public.
  • Subtly praise him before others for being the best husband for you.
  • Don’t put down his hobbies or interests.
  • Don’t share his faults for laughs with others.
  • Don’t shame him on social media.

Please remember, in the case of needing professional help, you must be able to share your struggles for council sake. It is not being disrespectful in this instance.

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All the days of her life

“Trust in the Lord, and do good; so shalt thou dwell in the land, and verily thou shalt be fed,” Psalm 37:3.

Each day, a choice is required of us. Will we do good to the man God has blessed us with, or will we do what will make us feel better temporarily?

Will we get up and decide to be good to him today, or will we let our emotions (or that time of the month) determine our responses to him?

Will we think of ways to give him respect, or will we remember his infractions from yesterday and serve him with attitude today?

Giving our husbands respect, doing good to him, and doing this for the rest of our lives is a promise we made on our wedding day but must be lived out daily. Some days are easier than others, but I’m sure we can agree that living with us is not always easy on them either.

This week, as we memorize Proverbs 31:12, pull out your wedding video or album, relive the moment you made your vows, and determine to be good to him today when he gets home from work. You may be surprised at how quickly the love is returned in your direction.

You can read the rest of the posts in this series here.

 

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Worth More than Rubies | Proverbs 31 Series

My mother’s favorite passage of scripture when it came to teaching my sister and me about being women of God was Proverbs 31:10-31.  I am always amazed at how we can read the same passages of scripture in different seasons throughout our lives and have it speak to us in various ways as we pass from one stage to another.

At one time in our lives, these verses were just preparation verses for the kind of women and wives we were to be. We were able to put some of the verses into practice that dealt with our character and relationships with society in general, but the verses that dealt with husbands and children needed to be waited on until God brought us into that time.

The verse I have been reflecting on for the last week has been Proverbs 31:10, “An excellent wife who can find? For her worth is far above jewels.” (NIV) I love the King James Version of this verse, “Who can find a virtuous woman? because her worth is far above rubies.” Rubies are a beautiful, rare gem, making them extremely valuable.

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How can we as women be rubies?

My Mom used to say, “You can walk outside and find rocks and pebbles anywhere, but you can’t just walk outside and find a ruby.” A ruby must be searched for and does not come cheaply.

For unmarried women, this speaks to character. Are you the kind of woman that is a carbon copy of the others around you, or are you someone that sees yourself as being valuable to God and therefore to others as well? Do you conduct yourself with dignity and modesty? In other words, are you living in a way that will not leave you with regret tomorrow or even later in life?

For married women, the question becomes, how can I be an excellent wife? What changes do I need to make to achieve excellence? I am forever working on the last two questions.

If we are ever to grow spiritually, or just in general, we need to constantly ask ourselves those questions. If we don’t, we will stay in a state of status quo and become stagnant as a woman or wife. If we ever believe that we have achieved excellence, we will come across as being prideful and arrogant.

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I know I will never achieve perfection, but I can strive for excellence in everything I do:

  • laundry… and it keeps coming.
  • housekeeping… do you ever feel like you are putting beads on a string without a knot on the end?
  • childrearing… so rewarding, but so demanding if you are choosing to be a proactive parent.
  • cooking… no burned meals.
  • gardening… sigh… that’s just not my thing, but I can keep the Lantana cut back and the bushes looking neat and in order.
  • grocery shopping… keep those coupons coming!

How will you strive for excellence in the place God has put you for now?

Years ago, I heard a lesson which discussed how everything we do can be an act of worship to God. The teacher brought up all of the mundane, everyday chores and responsibilities we as adults, spouses, and/or parents have- mowing the lawn, cooking dinner, washing the laundry, going to work- and how our view of them needs to change.

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We need to see these everyday tasks as an act of reverent worship to God. 

When we look at our homes and the things we do for the people inside them as an act of worship to the Lord, our attitude and outlook changes. We are no longer doing these things because we have to. We begin doing them as a way to honor the Lord.

When we change the focus of Who we are working for, it will automatically change our attitudes towards our homes, husbands, and children to one of worship and excellence.

Excellence in caring for the homes that God has provided for us.

Excellence in caring for the husband He has blessed us with.

Excellence in raising and caring for the children He has entrusted to us.

Dear woman, as you think about this verse today and throughout the week, I would encourage you to think of yourself as a ruby, a treasure, a woman of great value and allow that to be reflected in everything you put your hands to do.

During this series, I am going to challenge you to memorize the entire section of Proverbs 31:10-31. We will only memorize one verse per week, making this challenge doable for us. It will also give us something to meditate on as we ask God to refocus our hearts to become the woman He wants us to be.

This week, memorize Proverbs 31:10.

You can read the other posts in this series here.

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